Easy Financing

At Shelly Orthodontics, we believe high-quality orthodontic care should be accessible and stress-free. Dr. Andrew Shelly and our team are committed to providing clear, flexible financial options so you can focus on your smile, not the cost.

From your very first visit, we take the time to explain every detail of your investment and build a payment plan that works comfortably for your lifestyle.

What Is the Cost of Orthodontic Treatment?

Orthodontic treatment is not one-size-fits-all. The cost depends on several factors, including the complexity of your case, the type of treatment recommended, and the length of time needed to achieve the best results.

Rather than giving a generic estimate, we provide a personalized breakdown during your consultation so you understand exactly what your treatment involves and what it will cost.

During your visit, we will review:

  • Your estimated treatment cost
  • Available payment options
  • Insurance benefits and expected coverage

This approach ensures you can make a fully informed decision with no uncertainty.

What Flexible Payment Options Do You Offer?

We understand that starting orthodontic treatment is an important investment, and every patient’s financial situation is different. That’s why we offer flexible payment solutions designed to make treatment manageable without added stress.

Whether you prefer to pay upfront or spread payments over time, our team will help you choose an option that aligns with your budget and goals.

Our financing options include:

  • Full-payment discounts for patients who prefer to pay upfront
  • Interest-free financing with low initial payments and affordable monthly installments
  • Extended payment arrangements for families with multiple patients in treatment
  • Convenient automatic payments through a bank account or a credit card

We focus on making the process simple, predictable, and easy to manage.

What Is Included in My Orthodontic Treatment Fee?

Your orthodontic treatment fee is designed to cover everything needed to successfully complete your care. We believe patients should never feel uncertain about what is included, which is why we take a comprehensive and transparent approach.

From your initial records to your final results, your investment supports every stage of your treatment journey.

Your fee includes:

  • Orthodontic records, including digital X-rays and diagnostics
  • All appliances, including braces, Invisalign, or other devices
  • All scheduled visits and necessary adjustments
  • Emergency visits related to orthodontic care
  • One set of retainers after treatment completion

Our goal is to provide complete care with no surprises along the way.

What Is Not Included in the Treatment Fee?

While your treatment fee covers comprehensive orthodontic care, there are certain situations that fall outside the scope of standard treatment. These are typically related to factors beyond normal orthodontic care or services performed by other providers.

We believe in full transparency, so if any of these situations arise, we will always review them with you in advance.

These may include:

  • Replacement of lost or damaged appliances or retainers
  • Dental procedures performed by your general dentist or specialists
  • Treatment adjustments due to injury or unexpected conditions
  • Changes in insurance benefits during active treatment

This ensures you always know what to expect and can plan accordingly.

How Does Orthodontic Insurance Work?

Orthodontic insurance can significantly reduce your out-of-pocket costs, but understanding how it applies to your treatment can be confusing. That’s where our team steps in to help.

We work closely with you to verify your benefits, explain your coverage, and handle the administrative details so the process feels simple and clear.

We will:

  • Verify your insurance coverage before treatment
  • Accept assignment of benefits for most plans
  • Submit claims and manage billing on your behalf

If your plan does not allow direct payment, we will guide you through the reimbursement process so you can still maximize your benefits.

What Happens During My Consultation?

Your complimentary consultation is designed to give you complete clarity before starting treatment. This is your opportunity to understand your options, ask questions, and feel confident about your next steps.

We take a personalized approach so you never feel rushed or unsure.

During your visit, we will review:

  • Your recommended treatment plan
  • Total treatment cost
  • Payment and financing options
  • Insurance coverage and benefits

By the end of your consultation, you will have a clear understanding of both your treatment and your financial plan.

Frequently Asked Questions

Understanding your financial options is an important part of starting treatment. These answers are designed to give you clarity and confidence as you move forward.

Yes. We provide a detailed and personalized cost breakdown during your consultation, including insurance estimates and payment options, so you can make a fully informed decision.

Yes. Our in-office financing options allow you to spread payments over time without interest, making treatment more manageable without increasing the total cost.

Yes. Many patients combine their orthodontic insurance benefits with a customized payment plan to reduce both upfront and monthly expenses.

Yes. A down payment is typically required, and the amount will be clearly reviewed during your consultation, along with your monthly payment options.

No. We believe in complete transparency. All costs are discussed in advance so you know exactly what to expect throughout your treatment.